Prepaid Financial Services (PFS) llega a nuevas cotas con beneficios récord por décimo año consecutivo, con una facturación de más de 50 millones de euros y un EBITDA de 6,2 millones de EUR – el CEO analiza la posibilidad de una OPI

LONDRES–(BUSINESS WIRE)–Prepaid Financial Services (PFS) una empresa premiada de tecnología de
pagos, ha publicado hoy sus resultados anuales correspondientes al año
finalizado el 31 de diciembre de 2017. El especialista en tecnología de
pagos que ofrece una completa gama de productos y servicios de pago y
dinero electrónico ha incrementado su facturación en 50,4 millones euros
en 2017 (un aumento de los ingresos durante 10 años consecutivos) con un
EBITDA de 6,2 millones euros.

El constante crecimiento comercial ha propiciado otro año récord para el
proveedor de servicios de pago. PFS completó la migración de los
clientes de dos adquisiciones en 2016, lo que atrajo a más de 55 nuevos
clientes en las administraciones locales, al tiempo que incorporó a
varios clientes corporativos a la cartera.

La empresa ha procesado más de 1.600 millones de euros y se espera que
llegue a más de 2.500 millones de euros en 2018. PFS ha puesto en marcha
su maquinaria para acelerar su rendimiento en 2017 con la ampliación de
sus capacidades de licencia fuera de Europa y espera que dé sus frutos
en un futuro muy próximo. Esto, junto con las ofertas de productos
adicionales, ha permitido a la FPS lograr mayores eficiencias y los
miembros del Consejo de Administración esperan que el EBITDA alcance más
de 12 millones de euros en 2018 y que el volumen de negocios ascienda a
aproximadamente 65 millones de euros.

Noel Moran, CEO y fundador de Prepaid Financial Services, ha
comentado:
“El año 2017 ha registrado unos asombrosos resultados
para la empresa, lo que respalda el arduo trabajo y los esfuerzos de
todo el personal de nuestras cuatro oficinas. No obstante, aunque 2017
ha sido un año excelente, prevemos que 2018 y 2019 también van a ser
años de récord. Estamos en vías de conseguir un EBITDA de más de 12
millones de euros en 2018. Creo que somos una de las pocas empresas
fintech en Europa, si no la única, que ha logrado beneficios durante 10
años consecutivos sin ninguna inversión institucional. Nuestro
crecimiento ha tenido lugar de manera orgánica y nuestro récord habla
por sí solo. No tenemos que atender a la elevación de fondos, dedicamos
nuestro tiempo a centrarnos en el desarrollo de negocios y reducir los
costes, lo que beneficiará a nuestros clientes. Hemos llegado a un punto
en el que tiene sentido considerar una oferta pública inicial y que la
empresa alcance cotas más altas”.

Nota a los editores: Keefe, Bruyette & Woods son asesores de PFS.

Más información sobre PFS en ES: https://prepaidfinancialservices.com/es/

El comunicado en el idioma original, es la versión oficial y autorizada
del mismo. La traducción es solamente un medio de ayuda y deberá
ser comparada con el texto en idioma original, que es la única versión
del texto que tendrá validez legal.

Contacts

PFS
Marie O’Riordan, directora senior de marketing
Marie.ORiordan@PrepaidFinancialServices.com
+442071835856

Posted in Uncategorised

Allison Transmission Announces Global Launch of 9-Speed Transmission and Expanded Electrification Portfolio At IAA

Company also continues work to support customers with connected
capabilities for a single, efficient fleet management experience

HANNOVER, Germany–(BUSINESS WIRE)–Allison Transmission today announced that it will offer its medium-duty,
fully automatic 9-speed transmission globally, and that it has developed
an electric hybrid system with purely electric extended range. The news
was revealed at the 67th IAA Commercial Vehicles show.

“Right now is an exciting time to be part of Allison and our industry as
a whole,” said David S. Graziosi, president and CEO of Allison
Transmission. “There is more rapid change in our industry and more
Allison initiatives underway today than at any point during the last
decade.”

With its deep first gear ratio and industry-leading ratio coverage, the
Allison 9-speed transmission provides significant fuel savings as the
highly efficient gear train allows the torque converter to lock up early
in first gear. Additionally, the 9-speed includes an optional integral
engine stop-start system that provides immediate transmission engagement
and vehicle hold while the engine is restarted. Providing value for a
variety of applications, the 9-speed transmission is ideal for
distribution trucks, rental and lease trucks, and school buses.

“With this new transmission, Allison continues to demonstrate its
commitment to help achieve standards regarding fuel efficiency and
vehicle emissions,” said Graziosi.

The Allison 9-speed model leverages the proven durability of the Allison
2000 Series™ 6-speed transmissions, which have accumulated more than 100
billion miles globally. It has been designed to utilize the same vehicle
manufacturer’s interfaces as its 6-speed predecessor, providing ease of
integration into vehicles currently released with the Allison 2000
Series.

In addition to the 9-speed transmission, Allison also announced the
expansion of its electrification portfolio with an electric hybrid
system that includes a purely electric extended range—up to 15
kilometers. Ideal for transit bus and motor coach applications, the
system features zero-emissions with engine off, including approaching,
during and leaving passenger stops for a quieter and healthier
environment.

Additional features include a higher energy Li-ion battery for extended
engine off range; a smaller, lighter dual inverter with water ethylene
glycol cooling for more efficient operation; and Increased Power
Accessory II to improve fuel economy by using the hybrid system to power
accessory components like air conditioning, air compressors and power
steering.

“This hybrid with extended electric range builds on one of the most
dependable and efficient hybrid-propulsion systems,” said Graziosi.
“With over 8,000 buses around the world using our system since 2003,
Allison was a pioneer in electrification and remains a trusted brand.”

The system is pure electric capable, but no electric charging
infrastructure is required. Battery charging is accomplished via
regenerative braking and engine operation. The regenerative braking
capability can extend the brake change interval by up to 350 percent.
The two-mode split parallel architecture improves fuel economy up to 25
percent.

Beyond the 9-speed transmission and extended electrification portfolio,
Allison also continues to work with telematics service providers (TSPs)
and vehicle manufacturers to support existing and new customers with
connected capabilities for a single, efficient fleet management
experience.

Backwards compatible to fourth generation electronic controls, which
were first produced in 2005, the new connected capabilities will provide
insight into over 170 different transmission conditions. This will
provide fleet management and maintenance staff with the insight they
need to improve vehicle uptime.

Allison will begin delivering transmission health information via
multiple North American TSPs by year-end. Support for additional
applications and global regions is planned.

About Allison Transmission

Allison Transmission (NYSE: ALSN) is the world’s largest manufacturer of
fully automatic transmissions for medium- and heavy-duty commercial
vehicles, and is a leader in electric hybrid-propulsion systems for city
buses. Allison transmissions are used in a variety of applications
including refuse, construction, fire, distribution, bus, motorhomes,
defense and energy. Founded in 1915, the company is headquartered in
Indianapolis, Indiana, USA and employs approximately 2,700 people
worldwide. With a market presence in more than 80 countries, Allison has
regional headquarters in the Netherlands, China and Brazil with
manufacturing facilities in the U.S., Hungary and India. Allison also
has approximately 1,400 independent distributor and dealer locations
worldwide. For more information, visit allisontransmission.com.

Contacts

Allison Transmission
Corporate Affairs & Communications
media@allisontransmission.com
317-242-5000

Magnox Limited streamlines and automates invoice processing with Proactis

WETHERBY, England–(BUSINESS WIRE)–Proactis, the global spend management and B2B eCommerce company, today
announced that Magnox Limited, the management and operations contractor
responsible for safely managing 12 nuclear sites in the UK, is using the Proactis
Invoice Capture Managed Service
to drive process efficiency and cost
reduction within invoice processing.

Magnox, owned by Cavendish Fluor Partnership, previously relied on
manual paper handling and invoice entry. This time-consuming process has
been replaced by a fully automated solution. All invoices are now
captured and sent via Proactis to its ERP solution, Unit4 Business World
On!. Invoices, regardless of their format, paper or electronic, are
handled directly by the Invoice
Capture Managed Service
, removing the need to scan and key-in
invoice data.

If a PDF invoice is sent by email, this is automatically imported –
“intelligent” data capture extracts key, defined invoice values and
cleanses them for accuracy. When an invoice is not compliant, such as
missing or invalid values, Magnox resolves the issue through the
web-based query desk, which includes the ability to engage suppliers
directly to assist with the resolution. This dedicated process is
critical to driving a structured resolution to query invoices.

Carl Jenner of Magnox states: “The Proactis service means we no longer
need to handle incoming invoices, irrespective of how they are sent, or
the manual entry of information. This frees up staff to focus on more
value-add activities and the web based query capability drives further
efficiencies for us. The ability to view it from our existing Unit4
system ensures we have instant access to each invoice as we need it and
we have welcomed the knowledge and expertise from Proactis, especially
as a strategic partner of Unit4.”

The control that comes with automatically capturing, scanning and
importing invoices improves the resolution of non-compliant invoices and
drives transparency throughout the process, and significantly reduces
wasted time and money previously spent on discrepancies.

Magnox is also adopting further solutions from Proactis to assist with
the entire Source-to-Pay
process. The Procurement team has selected solutions for supplier
management, sourcing as well as the electronic marketplace, all
integrating seamlessly with Business World On!, helping both Procurement
and Finance drive optimum efficiency and effectiveness across the entire
organisation.

About Proactis
Proactis
helps organisations around the world to operate faster, leaner, smarter
by rethinking the way they do commerce to thrive in the digital economy.
We enable both buyers and sellers to eliminate wasted time, money and
talent by transforming the way they buy and sell goods and services,
while eliminating risk.

Proactis solutions are used daily by over 3 million people in 100+
countries, serving 1,000 enterprise clients. Our integrated spend
management solutions streamline every aspect of buying and paying for
all types of goods and services, while our integrated digital marketing,
selling and invoicing solutions streamline B2B sales processes.

proactis.com

Contacts

Proactis
Chris Ridley
Chris.ridley@proactis.com
+44
(0)1937 545070

Philip Morris International Inc. to Host Webcast of 2018 Investor Day

NEW YORK–(BUSINESS WIRE)–Regulatory News:

Philip Morris International Inc. (NYSE:PM) will host a live audio
webcast at www.pmi.com/2018InvestorDay
of presentations and Q&A session by senior management at its 2018
Investor Day, which will be held at its Operations Center in Lausanne,
Switzerland, on September 27, 2018.

The presentations and Q&A session will be webcast live in a listen-only
mode beginning on Thursday, September 27, 2018, at approximately 8:55
a.m. CET and concluding at approximately 5:00 p.m. CET. Times are local
Swiss. A copy of the slides and full transcript will be made available
at www.pmi.com/2018InvestorDay.

The audio webcast may also be accessed on iOS or Android devices by
downloading PMI’s free Investor Relations Mobile Application at www.pmi.com/irapp.

An archive of the webcast will be available until Friday, October 26,
2018.

Philip Morris International: Who We Are

We are a leading international tobacco company engaged in the
manufacture and sale of cigarettes and other nicotine-containing
products in markets outside the United States of America. We’re building
our future on smoke-free products that are a much better consumer choice
than continuing to smoke cigarettes. Through multidisciplinary
capabilities in product development, state-of-the-art facilities and
scientific substantiation, we aim to ensure that our smoke-free products
meet adult consumer preferences and rigorous regulatory requirements.
Our vision is that these products ultimately replace cigarettes to the
benefit of adult smokers, society, our company and our shareholders. For
more information, see www.pmi.com and www.pmiscience.com.

Contacts

Philip Morris International Inc.
Investor Relations:
New York:
+1 (917) 663 2233
Lausanne: +41 (0)58 242 4666
InvestorRelations@pmi.com
or
Media:
Lausanne:
+41 (0)58 242 4500
Iro.Antoniadou@pmi.com

Less Than Half of Parents with College-Bound Students Report They Have Completed the FAFSA

RIVERWOODS, Ill.–(BUSINESS WIRE)–Forty six percent of parents with college-bound students report that
they have completed the Free Application for Federal Student Aid (FAFSA®)1,
according to a survey commissioned by Discover
Student Loans
. The survey also showed that nearly a quarter (22
percent) of students currently in college or recently graduated said
they don’t know what the FAFSA is.

Why parents and students chose not to complete
the FAFSA

The beliefs that they would not qualify or didn’t need federal aid were
the primary reasons both parents and students chose not to complete the
FAFSA.

  • 50 percent of parents with students currently in school or recently
    graduated said they didn’t fill it out because they felt they wouldn’t
    qualify for federal aid. When this segment of students were asked, 35
    percent reported not filling it out because they felt they wouldn’t
    qualify.
  • 42 percent of students in college or recently graduated didn’t fill it
    out because they felt they didn’t need federal aid.

Regional differences exist

Views on the ability to qualify and whether or not survey respondents
need financial aid varied geographically. In the South, 62 percent of
parents of current or recently graduated students did not apply for the
FAFSA because they didn’t believe they would qualify versus 38 percent
in the West. Sixty-seven percent of current or recently graduated
students from the Northeast said they didn’t fill out the FAFSA because
they didn’t need to apply for federal aid versus 25 percent in the West.

“Filling out the FAFSA is a critical step in the college financing
process since schools use it to determine eligibility for federal, state
and institutional aid, including grants and scholarships,” said Nicole
Straub, vice president for Discover Student Loans. “The FAFSA becomes
available October 1 and families should plan to fill it out every year a
student is in school, even if they feel they won’t qualify or don’t need
the aid, because most people will be eligible for some aid.”

According to the National
Center for Education Statistics
, about 72 percent of undergraduate
students received some form of financial aid, which includes grants,
federal student loans, and work-study.2

Who is actually filling out the FAFSA?

The survey responses show that parents and students aren’t taking the
opportunity to fill out the FAFSA together.

  • Less than a quarter of parents with college-bound teens responded
    saying they filled out the FAFSA with their child.
  • 43 percent of parents with students in college or recently graduated
    reported that they or another parent filled out the FAFSA themselves.

“It’s important for parents and students to communicate early and often
about paying for college, and the FAFSA should be a part of those
conversations,” said Straub. “If families work together to fill out the
FAFSA, review their award letters and create a plan to pay for college,
it can minimize any surprises and help everyone understand their future
financial responsibilities.”

Discover Student Loans offers tools and resources to help parents and
students understand the college financing process. Discover Student
Loans provides private student loans and is not affiliated with the
FAFSA or federal financial aid. For more information about Discover
Student Loans, please visit www.discover.com/student-loans.

1 FAFSA is a registered service mark of the U.S. Department
of Education.
2https://nces.ed.gov/pubs2018/2018466.pdf

About the Survey

The Discover Student Loans national online survey of 2,015 students,
former students and parents in the United States was conducted between
April 26 – May 7, 2018. Four similar surveys were administered among
specific target audiences, by Research Now, an independent survey
research firm. Target audiences included Parents of “College Bound”
Students (age 16-18); Parents of Current and Former (Recently-graduated,
age 18-24); Current and Former (Recently-graduated, age 18-24) Students.
The margin of sampling error was +/-3 percentage points with a 95
percent level of confidence.

About Discover

Discover Financial Services (NYSE: DFS) is a direct banking and payment
services company with one of the most recognized brands in U.S.
financial services. Since its inception in 1986, the company has become
one of the largest card issuers in the United States. The company issues
the Discover card, America’s cash rewards pioneer, and offers private
student loans, personal loans, home equity loans, checking and savings
accounts and certificates of deposit through its direct banking
business. It operates the Discover Global Network comprised of Discover
Network, with millions of merchant and cash access locations; PULSE, one
of the nation’s leading ATM/debit networks; and Diners Club
International, a global payments network with acceptance in 190
countries and territories. For more information, visit www.discover.com/company.

Contacts

Rob Weiss
Discover Financial Services
@Discover_News
robertweiss@discover.com
224-405-6304

LDRA Opens Office in Germany to Serve Pressing Customer Demand for High-Assurance Software

Munich office to serve aerospace and defence, automotive,
industrial, medical, and rail transportation markets where functional
safety and security are critical

WIRRAL, United Kingdom–(BUSINESS WIRE)–#ARMEmbedded–LDRA, software quality experts in the areas of functional safety,
security, and standards compliance, has opened an office in Munich to
meet customer demand for a more tightly integrated approach to software
quality. The office will support new and existing customers in Austria,
Germany, and Switzerland who are building safety- and security-critical
applications for aerospace and defence, automotive, industrial controls,
medical, and rail transportation.

Companies in these industries are facing increased pressure and scrutiny
to develop high-assurance software that guarantees safe and secure
operation in all environments and under all conditions. Many companies
find that loosely integrated point solutions no longer sufficiently
address the functional safety and security standards adopted by OEMs and
required of their software development organizations. Standards such as
AUTOSAR, SAE J3061, ISO 26262, and MISRA for automotive; D0-178C for
aerospace; IEC 61508 for industrial; IEC 62304 for medical devices; and
EN 50128 for rail transportation demand rigorous compliance and affect
all aspects of software development and verification. Complying with
these process and development standards using traditional manual methods
is time-consuming, costly, and error-prone.

A tightly integrated approach such as that provided by the LDRA tool
suite enables customers to more easily and cost-effectively address all
compliance requirements of high-assurance software. The LDRA tool suite
automates a completely bidirectional, traceable solution that connects
the entire workflow from objectives of the process standards, to
functional, safety, and security requirements, to static and dynamic
software testing. The tool suite as a whole simplifies and reduces the
cost of compliance, automates testing and artifact generation, and
improves software quality. With the LDRA tool suite customers can
incorporate industry- and company-specific coding standards. They also
can leverage integrations with modeling tools such as IBM Rhapsody,
ANSYS SCADE, Mathworks Simulink, and Application Lifecycle Management
(ALM) and requirements tools such as DOORS, DOORS NextGen, and Polarion.

In addition, LDRA provides scalable solutions that enable customers to
start with a single capability such as static analysis, coding standards
compliance, unit testing, or coverage analysis, and then build into the
full tool suite to address certification requirements at the highest
levels of assurance.

“As security and safety concerns become more urgent, companies recognize
that the time is ripe for them to step up to ensure their products meet
industry standards,” said Ian Hennell, Operations Director, LDRA.
“Germany’s vital role in automotive and industrial, as well as
opportunities in medical and aerospace and defence across Europe, has
created a need for software security and safety tools that streamline
software testing throughout the product development lifecycle. Having an
office on the ground in Germany helps our customers work seamlessly on a
global basis and enables us to respond quickly and directly to companies
that need a more cost-effective and complete solution.”

Norbert Eichner leads the
LDRA office in Munich. For more information, please call: +49
(0)151-508-22180.

About LDRA

For more than 40 years, LDRA has developed and driven the market for
software that automates code analysis and software testing for safety-,
mission-, security-, and business-critical markets. Working with clients
to achieve early error identification and full compliance with industry
standards, LDRA traces requirements through static and dynamic analysis
to unit testing and verification for a wide variety of hardware and
software platforms. Boasting a worldwide presence, LDRA is headquartered
in the United Kingdom with subsidiaries in the United States, Germany
and India coupled with an extensive distributor network. For more
information on the LDRA tool suite, please visit www.ldra.com.

Contacts

Hughes Communications, Inc.
Angie Hatfield, +1 425-941-2895
angie@hughescom.net
or
LDRA
Mark
James, +44 (0)151 649 9300
Marketing Manager
mark.james@ldra.com

Prepaid Financial Services (PFS) atteint de nouveaux sommets avec des bénéfices record pour la 10ème année consécutive avec un chiffre d’affaires de plus de 50 millions d’euros et un BAIIDA de 6,2 millions d’euros…

LONDRES–(BUSINESS WIRE)–

Prepaid Financial Services (PFS) atteint de nouveaux sommets avec des
bénéfices record pour la 10
ème année
consécutive avec un chiffre d’affaires de plus de 50 millions d’euros et
un BAIIDA de 6,2 millions d’euros – le CEO examine la possibilité d’une
entrée en bourse

Prepaid Financial Services (PFS), une société primée en matière de
technologie de paiement, a publié aujourd’hui ses résultats annuels pour
l’exercice clos au 31 décembre 2017. Le spécialiste des technologies de
paiement qui propose un éventail complet de produits et de services a
augmenté son chiffre d’affaires de 50,4 millions d’euros en 2017 (un
chiffre d’affaires en constante augmentation depuis 10 années
consécutives) avec un EBITDA de 6,2 millions d’euros.

La croissance commerciale constante a conduit à une autre année record
pour le prestataire de services de paiement. En 2016, PFS a achevé la
migration de ses clients suite à deux rachats, ce qui a attiré plus de
55 nouveaux clients dans des administrations locales tout en ajoutant
simultanément plusieurs clients d’entreprise au portefeuille.

La société a traité plus de 1,6 milliard d’euros et devrait atteindre
plus de 2,5 milliards d’euros en 2018. PFS a fait bouger les choses pour
accélérer sa croissance en 2017 en étendant ses capacités de licences
hors d’Europe et espère qu’il y aura des retombées positives dans un
très proche avenir. Cela, ajouté à des offres de produits
supplémentaires, a permis à PFS de réaliser des gains d’efficacité à
plus grande échelle et les administrateurs prévoient que le BAIIDA
atteindra plus de 12 millions d’euros en 2018 et que le chiffre
d’affaires atteindra à peu près 65 millions d’euros.

Noel Moran, CEO, et fondateur de Prepaid Financial Services a fait
remarquer ce qui suit :
« Des résultats exceptionnels ont été
observés en 2017 pour la société, ce qui justifie le travail acharné et
les efforts déployés par l’ensemble du personnel de nos quatre bureaux.
L’année 2017 a été excellente, mais nous prévoyons que 2018 et 2019
seront aussi des années record. En 2018, nous sommes en train de
réaliser un BAIIDA de plus de 12 millions d’euros. Je pense que nous
sommes l’une des rares sociétés Fintech d’Europe, sinon la seule, à
avoir réalisé des bénéfices pendant 10 années consécutives sans aucun
investissement institutionnel. Notre croissance s’est opérée de manière
organique et notre bilan est éloquent. Nous n’avons pas à nous focaliser
sur la levée de fonds, nous passons notre temps à nous concentrer sur le
développement de l’entreprise et à réduire les coûts, ce qui profitera
ensuite à nos clients. Nous sommes arrivés à un point où considérer une
introduction en bourse fait sens, ce qui conduira la société vers de
nouveaux sommets ».

Note à l’éditeur : Keefe, Bruyette & Woods est retenu comme conseiller
de PFS.

Pour en savoir plus sur PFS, visitez le site https://prepaidfinancialservices.com/fr/

Le texte du communiqué issu d’une traduction ne doit d’aucune manière
être considéré comme officiel. La seule version du communiqué qui fasse
foi est celle du communiqué dans sa langue d’origine. La traduction
devra toujours être confrontée au texte source, qui fera jurisprudence.

Contacts

PFS
Marie O’Riordan, directrice principale du marketing
Marie.ORiordan@PrepaidFinancialServices.com
+442071835856

Rapport Best de segment de marché : Les marchés d’Afrique sub-saharienne continuent à attirer les réassureurs en dépit des conditions économiques

LONDRES–(BUSINESS WIRE)–Les réassureurs en Afrique sub-saharienne restent confrontés à une
conjoncture difficile, les pressions concurrentielles sur les activités
d’assurance étant encore exacerbées par des préoccupations économiques
et politiques, selon un nouveau rapport d’A.M. Best.

Le rapport, intitulé « Les marchés d’Afrique sub-saharienne continuent à
attirer les réassureurs en dépit des conditions économiques », indique
qu’une grande partie de la région est confrontée à une inflation élevée,
une dévaluation monétaire et des contentieux électoraux qui ont entraîné
l’instabilité de certaines économies. Malgré les conditions de marché
difficiles, le marché africain de la réassurance a connu une croissance
importante au cours des dix dernières années et a enregistré des
performances financières respectables.

Rishwinder Grewal, analyste financier : « Les cessions légales de
traités, les politiques de domestication et les changements
réglementaires récents soutiennent les efforts des assureurs et
réassureurs régionaux pour développer leurs profils et soutenir leurs
marchés respectifs. Mais les opportunités de croissance sont quelque peu
tempérées par une absence d’application des politiques et la concurrence
plus forte des réassureurs mondiaux de plus grande envergure. »

Le rapport ajoute qu’A.M. Best prévoit que les taux de pénétration de
l’assurance dans la région augmenteront progressivement en conséquence
du développement des investissements dans les infrastructures suite à la
découverte de ressources naturelles, et on prévoit que les
investissements directs étrangers vont augmenter suite au boom en
ressources. Il est probable que les réassureurs bénéficieront
d’opportunités plus nombreuses pour assurer les risques de construction
et d’ingénierie sur le court et le moyen terme.

A.M. Best prévoit que les développements technologiques qui seront mis
en œuvre sur le marché auront un impact positif sur les assureurs et par
conséquent les réassureurs, par le biais d’une augmentation du volume de
primes. Les améliorations de la technologie mobile, des applications et
de l’infrastructure de télécommunication permettront à un public plus
large d’accéder à une couverture d’assurance et d’éliminer
progressivement les obstacles actuels à l’achat d’assurance. De plus,
l’introduction de ces technologies se traduira par une meilleure
efficacité de la gestion des sinistres ; en particulier par la réduction
des fraudes potentielles sur le marché alors que les bases de données
automatisées en temps réel remplacent les procédures administratives
manuelles.

Jalpa Thanky, analyste financière senior : « Dans cette conjoncture
difficile, notamment pour les acteurs régionaux, la capacité à innover,
attirer l’expertise technique puis exécuter les objectifs stratégiques
déterminera avec quel succès les réassureurs pourront tirer profit des
opportunités de marché. Les réassureurs régionaux doivent poursuivre
leurs progrès et investir dans l’innovation pour garder leur longueur
d’avance et conserver les primes sur le continent. »

Pour voir une courte interview vidéo avec Thanky (version anglaise),
veuillez visiter http://www.ambest.com/v.asp?v=subsaharan918.

Pour accéder à un exemplaire gratuit de ce dossier, veuillez consulter http://www3.ambest.com/bestweek/purchase.asp?record_code=278310.

A.M. Best est la source la plus ancienne et la plus respectée de
notation et d’information du secteur de l’assurance. Pour en savoir
plus, consultez
www.ambest.com.

Copyright © 2018 by A.M. Best Rating Services, Inc. et/ou ses
affiliées.

TOUS DROITS RÉSERVÉS.

Contacts

A.M. Best
Rishwinder Grewal, +44 20 7397 0321
Analyste
Financier

rishwinder.grewal@ambest.com
ou
Jalpa
Thanky, +44 20 7397 0277

Analyste Financière Senior
jalpa.thanky@ambest.com
ou
Yvette
Essen, +44 20 7397 0322

Directrice, Recherche,
Communications et

Médias – Europe, Moyen-Orient et Afrique
yvette.essen@ambest.com
ou
Edem
Kuenyehia, +44 20 7397 0280

Directeur, Développement du
marché et

Communications
edem.kuenyehia@ambest.com

Source Photonics and Ixia to Demonstrate Maturity of the 400G-LR8 Platform at ECOC 2018, Enabling Migration to Higher Data Rates

WEST HILLS, Calif.–(BUSINESS WIRE)–#100G–Source Photonics, a leading global provider of optical transceivers,
today announced that the company and Ixia,
a Keysight
Business, will demonstrate optical links with line rate 400GE live
traffic utilizing Source Photonics’ 400G QSFP-DD LR8 transceivers and
Ixia’s field-proven K400 QSFP-DD test system.

Demand for higher bandwidth continues to drive the need for faster
transmission speeds in the data center, optical transport networks and
metro networks. Source Photonics’ several successful demonstrations in
traffic test beds with small form factor 400G-LR8 QSFP-DD transceivers
have shown that the 400G ecosystem is advancing and deployment of this
higher data rate is imminent.

Source Photonics is now taking sample orders of the 400GBASE-LR8 QSFP-DD
modules and is going into production in January 2019. The company’s 400G
portfolio will be complemented by QSFP-DD 400G-DR4 and 400G-FR4
transceivers which will be available for sampling in Q4 2018 and Q1
2019, respectively.

To see a demonstration of the 400G QSFP-DD LR8 with Ixia’s K400 ports
transmitting and receiving full line rate 400G Ethernet test traffic
with pre FEC (Forward Error Correction) results, please visit the Source
Photonics booth #416 at ECOC from September 24-26, 2018, at Fiera Roma,
Italy. For more information about Source Photonics, please visit www.sourcephotonics.com.

About Source Photonics:

Source
Photonics
 is a leading provider of innovative and reliable optical
communications technology that enables communications and connectivity
in data centers, metro, and access networks. We invent next-generation
solutions to provide customers with enabling technologies to support the
rapidly increasing demands of cloud infrastructure, wireless
communications, routing, and fiber-to-the-premises worldwide. Source
Photonics is headquartered in West Hills, California, with manufacturing
facilities, R&D, and sales offices worldwide.

Contacts

Source Photonics
Jasmin Basal, 818-885-4202
Marketing
Communications
jasmin.basa@sourcephotonics.com

CISI Certified Financial PlannerTM Professionals are Offering UK Consumers Free Personal Financial Planning Sessions

  • Money planning sessions worth up to £500 during Financial Planning
    Week 3 – 10 October

LONDON–(BUSINESS WIRE)–#FPWUK–UK consumers nationwide are being offered free personal financial
planning sessions by CISI CERTIFIED FINANCIAL PLANNERTM professionals,
with the aim of giving everyone a helping hand to achieving financial
wellbeing, resilience and life goal planning.

The free, one-hour, one-to-one, confidential sessions worth up to £500,
are being offered by CFPTM professionals throughout the UK,
Scotland and Wales during CISI Financial Planning Week 3 – 10 October #MakeDreamsHappen

The annual campaign, organised by the-not-for profit professional body
the Chartered Institute for Securities & Investment (CISI), is a
national initiative to help improve the financial fitness of the UK
public, while highlighting the fact that CERTIFIED FINANCIAL PLANNERTM
practitioners represent the pinnacle of professionalism for their
knowledge, skills and integrity.

Consumers are being encouraged to think about the value of financial
planning and to take up the offer of a free session with a local CFPTM
via cisi.org/fpweek
or by calling 020 7645 0708

With 52 financial planning firms already on board throughout the UK*,
the aim is to shine the spotlight on financial planning, which differs
to “financial advice” ie “financial planning” helps people to organise
their money to achieve specific life goals, whereas “financial advice”
focuses more on financial services products.

The free, one-hour money management sessions will offer a chance for
members of the UK public to have a one-to-one meeting with a qualified
CFPTM professional, who begin by working through an
individual’s life goals and then helping plan how to achieve them.
Financial planning firms will be offering:

  • Free consultation surgeries, either in person, via skype or over the
    phone
  • ‘Ask a Planner’ online sessions
  • Talks to schools across the country about the merits of the financial
    planning profession as a career

Financial planners are supremely qualified to offer financial guidance
not only to pre or post retirees, but to all members of society at
differing life stages including women, couples, families, families with
adult children, students, young adults and families with caring
responsibilities for those with special needs.

Jacqueline Lockie CFPTM, Chartered FCSI and CISI Head of
Financial Planning said: “Our CFPTM members throughout the UK
are ready to help everyone, no matter what their age or financial
circumstances, during our Financial Planning Week 3 – 10 October.
Financial planners can help people achieve their life goals, build
financial confidence, combat anxiety and stress about money and deal
with life’s challenges around day-to-day financial decisions.

“Whether you are part of the sandwich generation trying to manage work,
children and parents simultaneously or a young or older person with debt
worries our financial planners will aim to help all consumers navigate
and improve their personal financial lives.

“Our aim is to encourage all UK consumers to stop and think about their
own personal financial plan to take advantage of these free one-to-one
confidential financial guidance sessions to plan for the life you want.”

Julie Lord CFPTM, Chartered FCSI, CFP and CEO of Magenta
Financial Planning said: “I have worked with many people across the UK,
from all walks of life. One person in particular comes to mind who
worked in the City and who bought a coffee and a muffin every morning
from a well-known American coffee shop. His lifetime cashflow forecast
showed that if he had breakfast at home instead and saved his “coffee
money,” he would be able to pay off his mortgage 5 years earlier, saving
thousands of pounds! A good financial plan is key to making the most of
your money.”

This year the start of CISI Financial Planning Week is also marked by
the first ever World Financial Planning Day 3 October, organised by the
Financial Planning Standards Board Ltd (FPSB) as a complement to the
International Organisation of Securities Commission’s World Investor
Week (WIW), a global campaign to raise awareness of the importance of
investor education and protection and will encourage 175,500 CFP
professionals worldwide to join together to help.

ends

Contacts

CISI
Lora Benson
lora.benson@cisi.org
Tel: +44-20-7645-0662